Nigeria’s fintech industry has spent the last decade changing how millions of people move, save and invest money. From instant transfers to digital savings and investment platforms, financial technology has made access to financial services easier for a growing number of Nigerians. But as the industry expands and more…

…to discuss the future of digital payments. The message signals a shift in Africa’s fintech industry. While the last decade focused on bringing more people into the financial system through digital wallets and mobile payments, industry leaders now believe AI will determine which companies can deliver faster, safer and m…

…that certain fintech platforms had become systemically important. Although Nigeria's fintech industry differs from social media or telecommunications, the regulatory logic is similar. Governments are increasingly uncomfortable with critical digital infrastructure operating behind ownership structures that are difficult…

…where we are so dependent on smartphones and our various apps that the whims of the tech industry can control how we cook rice. In this reality, it's no wonder that people are so eager to disconnect that they want to downgrade to an iPod Shuffle. "People just really want to take back control of their time, their lives,…